If you have bad credit, there are still credit card options available to you. The choices you have are either a subprime credit card or a secured credit card. Rebuilding your credit history is tough when you have bad credit. If you want to increase your credit score when it is low, you need to […]
The year 2018 is almost over. Before you know it, 2019 will be here. Therefore, there is no better time than the present to plan for your financial future. Even though it might still be the holidays, that won’t matter when your monthly credit card bill arrives in the mail. If you have not budgeted […]
When you want a line of credit or a loan, the creditors or lenders will judge your risk level based on your credit score. This is the only way they can understand your financial behavior since they don’t know you on a personal level. Your credit history will influence your credit score. The lowest score […]
You need to keep your credit report as tidy and clean as your home’s garage. If you want to have a stable financial future, you must have a good credit history. Your credit score is determined by the information and history in your credit report. You will want to have a high credit score because […]
It is quite embarrassing to try and pay for something with a credit card, only to have the card be declined. It’s even worse if you have no other way to pay for your items. There are all kinds of reasons for having a declined credit card. Continue reading and you will find out what […]
